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festive shopping checklist – overcome credit card debt before new year start

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Festive Shopping Checklist

( You can skip this in case you have business set up like Bill Gates)

Before returning to shopping spree in festivity, do check out your outstanding due amount in your credit card or cards to start with and read this festive shopping checklist

Time spent on each item to buy should be more than amount spent on each item ( every year, there is a trend that credit card shopping in this time of year is high as compared to other months)

There are items quite similar to each other in major website with price differences and deals, so don’t hesitate to open laptop/desktop when buying instead of mobile, might miss a big price difference altogether so make sure to maintain in mind what all to include in festive shopping checklist

Golden Words: make sure to open AFFILIATE MARKETING login in AMAZON which would directly yield not less than 8-9% cash back in 1.5 months depending on items purchased

Its OK if you have to pay Rs 60-120 more for on time delivery case you are ordering at last moment; you have to have patience at this time of year if concerned about your finances ( don’t bother if you have business set up like Bill Gates) Resultant of this month, year start would be with debt on credit card

Don’t be amazed by EMI options this month, as that is a CATCH. Items purchased this month should not ideally haunt you later

remember that if you live in Metro city, you are contributing for someone to become millionaire this festive season. To defer that smartly without costing you dearly, my choice would be to confuse your protagonist buyer with options available in different websites (LOL)

Best advice would be set a ball park figure for the shopping spree so that you have target in your mind; this would decide your plan to customize your items price limits in reverse order depending on person you are buying for

Make a item list before buying items for your family with target in mind for budget; this would help planning and giving every one what to choose of what limit

Festival means sharing happiness and sense of togetherness with family and friends but absolutely not creating pile of DEBT on credit card

thanks for reading!!

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